First-Timer Property Guide ยท Singapore

5 Factors to Check
Before You Buy

Answer 5 quick questions about any property you're considering. Find out how well it scores and whether it's the right buy.

Your Progress 0 / 5 answered
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Younger vs Older Property
Why it matters: A younger property holds value better. Your future buyer can utilise a higher loan because the remaining lease is longer, meaning they need less cash upfront. An older property means your future buyer may face a lower LTV ratio โ€” needing more cash โ€” which shrinks your pool of potential buyers.
Property Name / Address
Approximate Age of Property
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Location & City Proximity
Why it matters: Choosing between two properties at a similar price? Always favour the one closer to the city centre within your affordability range. Properties closer to the CBD historically see stronger demand and better price appreciation over time.
Nearest MRT / Town / District
Is this property within your affordability and reasonably close to the city?
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Freehold vs Leasehold
Why it matters: Lease decay is real. As a leasehold property ages, its value may decline โ€” especially past the 60-year mark. Freehold properties maintain value better due to scarcity and demand, though they typically come at a higher entry price. Ask yourself: when do you plan to exit or swap?
Tenure Type
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Proximity to Schools
Why it matters: Even if you're not planning for kids, properties within 1โ€“2KM of good schools always see stronger demand from families โ€” one of the biggest buyer demographics in Singapore. This boosts your resale value and keeps your exit options wide open.
School within 1โ€“2KM? (Name it if you know)
Is there a primary or secondary school within 1โ€“2KM?
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Proximity to MRT
Why it matters: Convenience drives demand. Properties within 500m of an MRT command a premium and sell faster. Within 1KM is still strong. Beyond 1KM, demand starts to soften โ€” especially for buyers without cars.
Nearest MRT Station
How far is the nearest MRT station?
Your Property Score
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Factor Breakdown

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@tyshomes ยท Darren H. | SG Property Tips
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